It’s a New Year, 2020, and time to Exdigitate!
Buy a bigger boat and do a Norwegian cruise this summer, rent out house in Hellevoetsluis.
Some boat possibles
Hallberg Rassey 312
As ever it will come down to money and what is available. Probably a fin, probably comfort factor, probably no wood to maintain or spend the money and permateak or corkoplast.
See here for some boats for sale